Cheap pet insurance plans do exist, and good ones too. But as with all contracts (especially ones that involve your much loved pets) you must review the small print in order to get true value. If you choose cheap pet insurance and it fails to cover an illness typical of your pets breed it is worthless However, there are some cheap pet insurance plans that cover a huge range of ailments and a few even insure older animals at competitive rates.
The best deals vary depending on what type of pet you have and their age, breed and lifestyle, but in order to save money you should be asking yourselves the following questions to help make the right decision.
Is it the right plan for you? Questions to ask when comparing cheap pet insurance plans:
Will the plan cover my pet for illness typical of the breed: Some plans state that they won’t pay out for treatment if the condition if typical of that breed. Research your pets breed and ask the insurance company directly if you find any common health issues.
Will it cover my pet into old age: Some plans don’t cover older pets, and charge more if they do.
Do my monthly payments help more pets than my own: Some cheap pet insurance plans donate some of the money to charity, meaning your money can help animals even if you never need to make a claim.
How much is the excess: Is it worth the monthly savings if you have to pay a massive excess in an emergency?
Will my plan cover 3rd party injury: What if your pet accidently harms somebody?
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